Dec 20, 2010

Wells Fargo Student Loans Review

Wells Fargo Student Loans are available for undergraduate as well as graduate students who are finding it hard to meet their education related expenses. Being the 4th largest banking organization in the US, Wells Fargo offers a complete range of banking products and financial services. The bank provides several student loan programs that include Undergraduate Loans, Federal Stafford Loan, Private Student Loan, Collegiate Loan, Education Connection Loan, MedCAP® Alternative Loan, Federal Plus Loan, and Loans for Specialized Expenses. The student loan department of Wells Fargo can surely help you with a suitable loan term to meet all your higher education related expenses.

Both private and federal student loans are made available by Wells Fargo to provide financial solutions for eligible students to pay for their college. Backed by the government, Federal loans are offered through the medium of private lenders. These loan programs are best available options to begin with as they have low fixed interest rate. Students are required to complete the FAFSA in order to apply for federal student loans. A student can get a maximum loan amount of up to $5,500 for the first year of the college. Students are required to start making their repayment six months after leaving the school. Private student loans offered through Wells Fargo are considered as better option then grants, scholarship and federal loans. However, most of the undergraduate students will need a consigner to apply for this kind of student loan.

Wells Fargo Student Loan Consolidation

The bank also offers consolidation programs to help those students who are facing difficulties in paying their multiple student loan repayments. In case if you have taken several private student loan then combine them into a single loan term having only one monthly payment. The bank offers competitive APR with consolidation loan depending on the credit record of the student. You can consolidate student loan amount ranging from $5,000 to $100,000 and an aggregate loan limit of $250,000, including all other debts. Consolidating multiple student loans will allow you to reduce the interest rate thereby allowing you to save some money.

The bank offers different interest rates for different student loans and students can check them by visiting the website of the bank. Wells Fargo Student loans can be used for almost any education related expenses such as paying for tuition, hostel, boarding, buying books, equipments, computer, instruments and many others.Wells Fargo further provides assistance programs like student loan deferment, forbearance and forgiveness programs for student facing financial hardship in making their monthly loan repayment. Students with bad credit history can also get an affordable loan term from the bank depending on their credit status.

Contact Wells Fargo student loan customer care representatives to find further details on student loan online login, online payment, loan application and student loan account. Contact customer service phone number (1-800-378-5526) to talk with a loan specialist.

Wells Wells Fargo is one of the leading banking firms offering a huge range of financing options. The bank also offers low rate student loans at affordable rates.

Website: https://www.wellsfargo.com/student

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