Bank of America Accelerated Rewards American Express Card Reward Benefits and Cost/Fees/Interest rates

Bank of America® Accelerated Rewards® American Express® Card (Good Credit) issued through Bank of America

Point Accumulation 1 Point for every dollar you spend on purchases
Point Expiration 5 years
Caps on Points Earn unlimited Points

Cost/Fees/Interest rates

Introductory rate 0% Introductory APR for Balance Transfers and Cash Advance Checks through your first twelve statement Closing Dates
Annual Fee No annual fee
Purchase APR 9.99%/19.99%
Balance Transfer APR 9.99%/19.99%
Cash Advance APR 19.99%
Grace Period 25 days
Balance Calculation Method Average Daily Balance (including new purchases)
Balance Transfer Fee 3%, min $10.00
Advance checks fee 3%, min $10.00
ATM Cash Advance fee 3% min $10.00
Other Cash Advance fee 3% min $10.00
Foreign Currency Conversion fee None
Over-the-credit-limit fee Based on your balance as of the day the fee is assessed - $15 if $500 or less; $29 if between $500.01 and $1000; $39 if over $1000.
Late Payment fee Based on your balance on the late fee posting date - $15 if $100 or less; $29 if between $100.01 and $250; $39 if over $250.