There’s a “special limited-time online offer” for Bank of America credit card holders (I put that in quotes because these promotions come and go all the time) when they open a MyAccess Checking account online. It’s an online only offer of $75 when you open a new MyAccess Checking account and make a qualifying deposit. A qualifying deposit is one that is at least $125 made within 30 days of opening the account. There is no direct deposit requirement for this bonus, though it’s a way to avoid the maintenance fee (the other way is maintaining a balance, more on that in the fine print section).
The offer code for this promotion is CH75OL1 and you can find out more on their promotion page.
Some of the other fine print:
- There is no monthly maintenance fee (list of account fees) with a qualifying direct deposit OR if you maintain an average daily balance of at least $1,500.
- Maintenance fee is $8.95 a month unless you have it waived (see above).
- You must keep the account open until you receive the bonus, or you forfeit it, and the bonus is reported as interest to the IRS.
- The $75 bonus will hit your account with 90 days of opening the account.
- There is a limit of one $75 bonus incentive per household ever six months.
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