Nov 29, 2010

Auto Loan- Bank of America Auto Loan Eligibility & Requirement

Bank of America is currently offering the following types of vehicle loans- Dealer purchases, Private party purchases, Refinance, Lease buyout (auto only).

Eligibility

• No commercial vehicles
• No vehicles for business use
• No conversion or delivery vehicles, gray market, or lemon law vehicles
• No salvaged, rebuilt, or branded title vehicles
• No Motorcycles
• No Independent Dealer Purchases
• Applicants must be U.S. citizens or Permanent Legal Residents

General conditions

• Minimum amount financed of $7,500
• Maximum amount financed of $100,000
• Mileage, loan-to-value (LTV), and model year restrictions
• Loan approval voucher is only valid for one vehicle per transaction
• For dealer purchases, vehicles can’t be more than five years old
• For private party, refinance and lease buyouts, vehicles can’t be over seven years old
• Vehicle identification number, year, make, and model are required for application process on person to person, refinance and lease buyouts.

In addition, for private party transactions

• Vehicle must be purchased directly from the seller(s)
• Seller(s) and registered owner(s) listed on the title must be one and the same
• Powers-of-attorney are not accepted for private party transactions

Apply Online Bank of America Auto Loan Click Here

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