Dec 13, 2010

Bank of America Online Banking Account Information




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Bank of America account information is available for the wide variety of checking and savings accounts offered by the bank. Bank of America is the largest banking institute by asset and it serves millions of customers throughout the world. The bank offers a range of banking and financial products including some of the best checking and savings accounts. Opening a checking or savings account with Bank of America allows the customers to mange their funds more effectively. Some of the most popular Bofa account types include;


* MyAccess Checking® Account
* CampusEdge® Checking Account
* Advantage with Tiered Interest Checking
* Regular Savings
* Growth Money Market Savings
* Custodial Savings for Youth.

Bank of America Online Account

Opening a Bank of America account online will allow you to enjoy a number of benefits. Making Bofa online account access is much faster and you can check your balance, make transfers or pay bills without facing any difficulty. In order to open an online account, you are first required to make an online application providing genuine information about yourself. To get a faster application process, prepare the following information when applying;

* Current residential address
* E-mail address
* Social security number
* Co-applicant's personal details
* Online banking ID and Passcode (for existing customers)

It is fast, easy and very safe to open an online account with Bank of America. Applicants will receive e-mail when their application is received and follow-up e-mail will be sent to tell whether the application is being approved or not. After approval, the bank will send you User ID and the passcode for you to make Bank of America Online account login. Opening a checking or savings account with the bank will allow the customers to enjoy online banking with advanced Bill Pay services. They offer free access to over 18,000 ATMs in the United States and with their Visa® Debit Card.

Bank of America Account Fees


Bank of America charges no fees when customers make their transactions using the ATMs provided by them. In case if a customer do not have enough funds to clear a check then the bank can pay it by charging an Overdraft Item Fee. On the other hand, the bank may return the check unpaid and charge a Return Item Fee of $35 to the customer. Bank of America charges not more than 4 Overdraft Item and Return Fees per day. When customers in United States make transactions at non Bank of America ATMs, a fee of $2 for every transfer, withdrawal or balance inquiry is charged. Non Bank of America ATM fee in foreign country is $5 per transaction.

Bank of America offers their customers to open a variety of accounts with them. Get more details on the benefits of these accounts by visiting the website of the bank.

www.bankofamerica.com

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